Sustainable Credit Solutions

Providing climate impact assessments for credit institutions.

Regulators will likely require the inclusion of Climate Risk in credit scores in the near future. Can all 6.000 European Banks hire climate specialists?

We’re setting up a project which will create a solution in close partnership with top-tier institutions across diverse industries to collect high quality data and calculate ready-to-use climate risk assessments.

Our product will be a fully digital solution for banks and credit institutions to integrate climate risk into credit models and potentially into AnaCredit reporting. Digital. Automated. Accurate.

Our Services

We will provide physical and transition risk evaluations to integrate into credit models and loan portfolios climate risk assessment.

Physical Risk

Our physical risk assessment is based on high-quality data from best-of-class providers

Transition Risk

Our transition risk assessment is based on scientifically proven industry classifications and machine-learning.

Plug-and-Play

We tailor our service to your needs of our customers with the objective to provide fast deployment and integration in your credit model.

Presentation

View the presentation for more details.

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Meet The Team

We’re a dedicated team with long term experience in ESG, Impact Analysis, Credit, Finances and Data Science

Prof. Dr. Björn Holste

Generalist & Digital Enthusiast

Dr. Björn Holste was educated at the University of Kaiserslautern, Babcock Graduate School North Carolina and Harvard Business School. He holds a masters degree in mechanical engineering and business administration as well as a PhD in macroeconomics. Björn has 20 years of professional experience in the financial industry with major institutions on Managing Director level and extensive background in major programming languages. His research interests include machine learning and digitalization of financial services.

Dr. Willem Schramade

Sustainability & Climate Expert

Dr. Willem Schramade is specialized in sustainable finance. His book ‘Principles of Sustainable Finance’ (with Prof. Dirk Schoenmaker) appeared with Oxford University Press in 2018. Willem has 19 years business experience, of which 12 years in asset management, at NN Investment Partners & Robeco. Previously, he also held positions at GE, PWC and Erasmus University, where he obtained his PhD in corporate finance in 2006.

Dr. Marcus Cramer

Impact & Climate Specialist

Dr. Marcus Cramer specializes in impact analysis, advanced analytics, and data science. He has implemented and lead impact assessment projects at several MNCs and associations. He holds a PhD in theoretical physics and has 15+ years research and teaching experience in quantum information theory, applied mathematics, and statistical physics at German, UK, and US universities. He has extensive industry experience in advanced statistical and mathematical modeling, including natural language processing and machine learning.

Borislav Kostadinov

Credit & Banking Expert

Mr. Borislav Kostadinov is an accomplished international banking executive with 20 years of leadership experience at CEO level. He served at the Management Board of ProCredit Group and in this capacity was responsible for Group Credit Risk Management, established the Group’s Environmental Management and Green Finance strategy, led the successful listing on the Frankfurt Stock Exchange as well as the subsequent capital raise.

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